There is no place like home...

I live half way around the world but I came to realize the life in the Philippines I have taken for granted...

An uncle said, living in a foreign land and in a completely different environment made me learn the value of MONEY, how fortunate we are to have what we want and to be who we want to be...

Because of my rebellious act of wanting INDEPENDENCE I left home...but I came to realize that getting that independence doesn't need to take someone to live half way around the world...

I am one of those " I want to go out of the country " citizen that president Pnoy said because I actually DO NOT NEED to go out of the country...

I wanted to live as normal as possible. I did not just left my country, I also ran away from the responsibility I cannot deny I am destined to do...


I have lived a boring life, a stagnant state of being over worked, unhappy and alone. Yes I am financially secured but still paying student debts...


I am going home...I am getting ready to go home


I am bringing my great plans home, my plan for a happy life, my social and familial responsibility that was let behind I will fulfill.


Ignorant people who stereotype the Philippines as a barbaric and God forsaken land ask me why do you want to go back there? Life is better here...


Here is my answer all the time...first of all MY life IS BETTER in the Philippines!
I do not want to die alone inside my apartment with my cat and being found dead after 7 days and decomposing...


This is what I learned, Philippines is full and rich with LOVE and HAPPINESS despite the poverty 

I AM GOING HOME AND BE THE CHANGE....

At 31 I am single...

When I hit 30 last year I just came to realize that I am alone
Seeing friends getting married one by one , I get to be teased and asked about my single state...
There was a time that I really wanted to be married and even suggested to a long time friend if He wants to marry me...but I was turned down flat...

I asked myself, if I'm married or getting married at this point in my life will I be alright?
A few factors I have to consider
 First is my lifestyle...
I'm used to just suddenly pack a bag and go travel
Take a holiday...
I could freely go shopping without thinking if I have enough to spend
After a long days work..I just crash at my couch not thinking to have dinner
Getting pregnant? Will I be alright with children?
I wanted children but the responsibility of having a child will I keep up with it?
With the state I might still rely on my family to raise a child...it will be sooo unfair for them

I was talking to a dear friend and we came to a point me being single
I asked him what's wrong with me? I always end up alone and left out?
He said this...

"The problem with the men you meet is they don't know what approach to use that is right for you
... the waves are unsteady with your personality...Its just that the right man hasn't come yet that can understand the flow of your personality...You are not difficult to love...I know that because through the years I have observed and came to know the real you...Those men used the wrong strategy, if they only looked sincerely into your soul through those deceptive eyes of yours, then they would have found the real side of you...a gentle,adorable, and lovely person that would be every man's dream."-RED CLOUD


"Well,  dating is a common human behavior where in species of the opposite sex will seek for a partner where they feel compatible with... a lock will always find for its key... so there is alot of trial and error just to know where u could fit in...you then realize how mysterious life is..." - RED CLOUD

expenses vs valued time

I know I have to save...
I got a text message from my father asking if I could join them for this year's vacation
I said no I can't because I'm saving...
But I contemplated on the time that I will miss with my own family
A week with my father means my gratitude as a daughter for the sacrifice a father spent to nurture his offspring...
So calculating the expenses I will spend its worth it...so at the end I booked my flight and ready to go!
Leaving home made me realize the value of all the things that I took for granted
-having a supportive family
-having a very comfortable lifestyle
 As my father told me once...Its easy to earn and gain money but if you let go of opportunities you will never get it back!

daily personal finance tip

              Stay away from the SALE rack

1. Your whole wardrobe is one BIG sale rack, you just have to be MORE creative get ideas from fashion bloggers how to accessorize.

2. The store is just asking you to buy more.

3.  Remember you have a credit owing to empty....

4.  Do you have extra cash to pay for that?!

YAY I SPENT NOTHING TODAY!

 

 

Going back to the yellow brick road...

As I browse facebook, seeing each and every updates of friends and family and their livin the life attitude...I just cursed up in the air!

I'm really bitter right now...seeing myself living a lonely monotonous life which is my fault all along.
I was full of dreams but because of my stubborn pride it lead me to be like this
I used to blame my family and everyone who I thought got in my way
It was just actually  the  shadow of my own pride that blinded me to choose the right path to success

But it's not too late to leave the unbeaten path and return to the yellow brick road!
Yes, I already admitted my mistake....
Making a fresh start is difficult but with my bucket of ideas and dream I will definitely succeed

I thank God for not abandoning His prodigal daughter
I thank my family who never stopped loving and always keeping an eye on the lost bunny
I thank my friends who embraced the real me and never let go of my dancing feet

Checking Finances

My debts are starting to go down!
Hip Hip horaay!
for 3 years I was trying hard to consolidate my loans...I hate the banks who did not grant me personal loans!
Shame on you! I can pay I have never missed a payment!

WOW some extra cash on my bank account! okay pay down my credit card debt whoooosh there goes a few hundred....

NO SHOPPING YET!
I just spent $11 for necessities: sugar and toilette paper which are both on sale  yay!
ONLY BUY THEM ON SALE!!!!!!

Target: after 2 years I am debt free forever!!!!!!!!!!!

Trying a gluten free sweet potato chips

I went to the health food store to find lemon grass tea but they don't have any then I saw this
Old fashioned kettle cooked potato chips, gluten free, on sale hehe but with sea salt zero trans fat?
It actually tastes good! Not oily and not that salty abit toasted tho

meal plan for 10 days a saving tip day 1

• breakfast -sausage and rice 
• bring coffee or juice from home to work
• snack/lunch-fruit, cheese,bread
• dinner - fish stew and rice  

NO buying of drinks and snack at work!
NO stopping by wendys or TIMMYs
NO sale buying

          
   

day without spending

hooray!
i didn't spend  anything today not coffee not even vitamin water!!!
I have to keep this up....

A shopaholic's healing list...

1. I do not need new clothes, I still have a lot of unused ones
2. I do not need a new bag...Yes I love designer handbags I CAN JUST STARE AT THEM ONLINE
3. I do not need new shoes...I barely used most of the.
4. I know SALE is a good deal but do I need these stuff on sale?
5. Live simple then I can pay my debt 
6. Traveling is fun but do I have funds for my travels?
7. No to new york,korea,singapore,hongkong
8. NO to outlets...
9. Borrow books at the library
10. Watch I witness to overpower my conscience! GUILT TRIP!...I am lucky to have anything I want! 
11. I AM BETTER THAN THIS!

PATIENCE IS A VIRTUE

another day has passed and nothing just yet again a monotonous day...I don't want to continue with this..
Do I have a choice? Of course I do ...
But Am I willing to handle the repercussion of my action?
Hell no!
I have no means to pay my debt unless I marry a wealthy prince who is willing to bail me out...
Like what papa said...that's life we have to learn to be patient if we want to live
I really don't believe in that and papa knows...

start small finish BIG

sunny day....

got to do walking for an hour yesterday, feels good after!
BUT I craved for shin raymun badly that I slurp a bowl waaah

For today try to tidy my apartment again
UNCLUTTER!!!!!
after I watch my korean drama hehe
Having my second cup of coffee while I type and munching on my dates squares
I love dates squares...I started eating them when I was in Newfoundland, the women there are some mean cooks! love the food!

Does anybody out there feels like their apartment feels sooo stuffy?
unorganized, cluttered and boring like a warehouse all together?

This I think what I'm feeling now that its reflecting physically on my living space...

unfinished craft
piles of paper
table full of books
dusty shelves
boxes everywhere

Here is the plan start small finish BIG! 
kitchen then work area then living area then bathroom then bedroom
 

todays plan...ruined by rain

Ok I set the alarm for 8 am to jog....
And then come 8am good morning RAIN!!!!!!
what a brilliant day...noon time here comes the sun
Hello sunshine!!!!!!!
WTF...I wont jog at noon and get skin cancer! grrrr
okay later how bout yoga?
ooops have to clean the house and do the laundry first!

what is your passion? what are your hobbies?

Hobbies? Passion?
Have I lost them both?
When someone ask me that a couple of weeks ago...I was stuck with nothing to say?
Did I loss it? Is this why Im bored and whiny and stressed out?
Growing up I love to do different stuff
arts and craft, collecting stationaries and trading them as well
Set up my mini business during summer time to have spending money
IDEAS ...I was overflowing with IDEAS!
Now I just see myself a coach potato...always napping
Dont go out...spends soo much with shopping defending myself I need them
retail therapy!
CRAP!
I know I should be better than this...alot of people at a slump more than I do
Why am I scarred to try something?
Remind myself...
I AM BETTER THAN THIS!
And again today I just wasted my after work hours just napping
Okay I"ll try reading one of my books tonight
TOMORROW do some house organizing